Active military and Veterans often ask our staff, “How do I get my Certificate of Eligibility?” And then, when we get into the actual processing of their VA home loan, they ask, “Why do I have to provide all of this documentation for a VA loan?”
Yes…all the requests for documents and paperwork can be a little challenging, but the result is always worth it, and tens of millions of VA borrowers before you have traveled this path! Listed below is some of the required documentation that needs to be provided when you utilize your VA Home Loan Benefit.
To apply for and fund a VA home loan, an underwriter will need to review your Certificate of Eligibility (COE). Your Certificate of Eligibility will provide the current status of your VA loan benefit. If you are fully “entitled” to your benefit, then it is unencumbered, meaning your benefit is available to its maximum.