Qualified VA buyers may borrow up to the maximum loan amounts allowed by the government. For most areas throughout the country, this amount is the conforming loan limit which is published annually by FHFA and adjusts to average home prices across the country. While it is possible to borrow more than this amount, buyers may be required to make a down payment to achieve these higher loan amounts.
Loan limits vary based on the cost of living in the area you’re hoping to buy a home. The more expensive a county, the higher the loan limit tends to be.
Check out our page on loan limits to determine the limit for your area.