Veterans and active service military, if you are a first-time home buyer in California, then SoCal VA Homes is here to help find just the right home for you. We understand that the process of buying a home can be exciting and daunting. Our team is here to help you navigate the process of financing a home and using your VA home loan benefits.
What is a first time home buyer? This term typically refers to a person who has never owned a home before. However, “first time home buyer” can also refer to someone who has not owned a home in a certain number of years.
Using a VA Home Loan as a First Time Buyer
How do I apply for a first time home buyer loan, you ask? Fortunately, a first time home buyer loan is meant to make it easier to become a homeowner, sometimes even providing assistance for qualified borrowers. Some of the benefits could depend on your financial circumstances and even the geographical location of your home of choice. Don’t worry! SoCal VA Homes is well equipped to help you determine whether you qualify for these types of benefits!
You can begin taking concrete steps right now to qualify as a first time home buyer. First, determine how much you can afford. We have developed ways to make this easy for you. Try our loan limit calculator and VA mortgage loan payment calculator right now.
You may be eligible to use VA home loan benefits if you meet the following criteria:
- Served 90 days during wartime
- Served 181 days during times of peace
- Served six years in the Reserves or National Guard
- Your spouse died in the line of duty or because of a service-related disability
SoCal VA Homes can assist in verifying your VA home loan eligibility and help you to understand the ins and outs of being a first-time home buyer. We understand the unique hurdles Veterans may encounter as a first-time home buyer using a VA home loan. Because we know all about those hurdles and since we care so deeply about those who sacrificed and took risks for our country, we have created three programs for Veterans and active service military to achieve homeownership.
How Can SoCal VA Homes Help First Time Buyers?
The Dreamweaver Home Purchase Process is our flagship program. With this program, we will look at potential houses right alongside you, and when we find just the right opportunity, , we will make an all-cash offer on your behalf. When we are successfully under contract to purchase the home, we’ll agree on all your renovations. When the renovations are complete, we’ll transfer (sell) the home to you, using your VA loan. You won’t find a first time buyer program like this anywhere else!
If you are interested in building your house, we have a 100% Construction Home Loan program. This program is exciting because it allows you to use your VA benefits to purchase a piece of land and build your home from the ground up, with zero down and zero closing costs!
With the Veteran’s Angel Program SoCal VA Homes utilizes three tactical advantages to securing just the right home for you. The first tactic involves making things as easy as possible for the seller and seller’s agent. The second tactic involves a custom letter to make the seller empathetic toward you, the buyer, by connecting on a personal level. We usually tell your story to help the seller get to know you better, so that they will want to accept your VA offer and sell their home to you. The third tactic is the most powerful piece of strategy we employ, and it’s a closely guarded trade secret. The tactic is something we are more than happy to share with you if you go ahead and schedule a time to sit down with us!
Give SoCal VA Homes a Call Today!
Our team at SoCal VA Homes is standing by, eager to help you accomplish the goal of homeownership. You can find out more about using your VA home loan benefits on our blog, or Call us today (949) 268-7742 for more information!