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2019 VA Loan Limit For Riverside County

by So Cal VA Homes
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VA loan limits have increased from previous years, and this is good news! Loan limits matter when thinking about affordability and how much house you can get for your hard-earned money. VA loan limits officially changed on January 1, 2019 in response to rising home prices in 2018. Since loan limits have increased from $453,100 to $484,350, Veterans now have 6.9% more to work with when purchasing a house. Home prices are expected to rise slightly over the next year, but you will still have a lot to work with when using your VA loan. Because the median home price for a home in Riverside County is currently in the high 300s, you will have many options with a new VA home loan limit of $484,350!

VA loan limits can vary by county. This is especially true if you choose to live in a “high-cost county.” However, the median home price in Riverside County is quite a bit lower than surrounding San Diego County, Orange County, and Los Angeles County. Now that we have covered that you can afford to purchase a home in Riverside County using a VA loan, let’s look at the benefits of choosing to live there.

Riverside County Has a Lot to Offer

Riverside County is a wonderful place to live, especially when it comes to lifestyle. The Mediterranean-like weather makes it possible to spend a lot of time outdoors all year round. The area covers a large swath of land and offers something for everyone.

If you live in Riverside County, then you are within driving distance of the beach, mountains, desert, and even urban Los Angeles. There is no lack of picturesque land for outdoor enthusiasts to explore and enjoy! Riverside County is a fantastic place for backpacking, day hiking, off-roading adventures, camping and rock climbing. If you have kids, there are tons of attractions for young families. A number of theme parks are right nearby. You can easily take a day trip to the Los Angeles Zoo, or even the San Diego Zoo and Safari Park. If you need rest and relaxation, you can get away to any one of the luxury resorts or spas in nearby Palm Springs and other desert cities.

Southern California’s very own wine country is actually located in Riverside County. Over forty premium wineries can be found right in the beautiful Temecula Valley. Sounds like quite the life, right? Your only difficulty will be deciding which activity to do first during your downtime!

SoCal VA Homes is Here to Help You

At SoCal VA Homes, we recognize that Veterans run into unique hurdles when trying to use their VA loan benefits. It can be frustrating to discover that sellers are frequently reluctant to work with buyers using VA loans as opposed to juicy cash offers and substantial conventional offers. That’s why we have developed three programs to help Veterans navigate the process of buying a home, and we are committed to assisting you from start to finish.

Our flagship program is the Dreamweaver Home Purchase Process. On your behalf, we make a cash offer on a home that needs renovating.  We then renovate the home to your custom specifications.  Finally, we transfer the home to you using your VA loan.  This is a revolutionary program designed to eliminate all the barriers to you achieving your homeownership goals, While the seller always has the power to reject your VA offer, it is our goal to help you work beyond the seller’s resistance. We will give you the tools you need to get the seller to say “yes” to you. The Dreamweaver Home Purchase Process is the ultimate tool, because we are the seller once we have acquired the home on your behalf!

Our second approach to helping you purchase your new home is the 100% VA Construction  Loan Program. With this program, we teach you how to use your VA construction loan benefit to buy land and build your own house. SoCal VA Homes offers construction loans in California to finance the purchase of a lot or land so that you can build your home, all for zero down and zero closing. In this program, you get a VA Construction to Permanent loan with one single closing.

Finally, our third and most popular program is called the Veteran’s Angel Program. This strategy was developed from years of making VA offers for our clients. We utilize three powerful tactical advantages that dramatically improve your probability of achiveing a “yes” from the seller and an accepted offer.  To see some of our trade secrets which result in success, take a hard look at this program – The Veteran’s Angel Program 

Why wait? Check out listings for Riverside County and the City of Temecula right now, right on our website!

You can afford more than you think! Use our VA loan limit calculator and see the numbers for yourself. Your best life in your new home is right around the corner. Contact SoCal VA Homes for more information! Call (949) 268-7742 or email hello@socalvahomes.org.

 

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