VA loans aren’t made by the department of the VA but are rather guaranteed by the VA. Below is an updated list of loan limits by county in the state of California.
| County Name | Single Family Home ($0 down and up to) | Max Guaranty |
|---|---|---|
| ALAMEDA | $1,050,000.00 | $1,000,000 |
| ALPINE | $463,450.00 | $1,000,000 |
| AMADOR | $417,000.00 | $1,000,000 |
| BUTTE | $417,000.00 | $1,000,000 |
| CALAVERAS | $417,000.00 | $1,000,000 |
| COLUSA | $417,000.00 | $1,000,000 |
| CONTRA COSTA | $1,050,000.00 | $1,000,000 |
| DEL NORTE | $417,000.00 | $1,000,000 |
| EL DORADO | $437,500.00 | $1,000,000 |
| FRESNO | $417,000.00 | $1,000,000 |
| GLENN | $417,000.00 | $1,000,000 |
| HUMBOLDT | $417,000.00 | $1,000,000 |
| IMPERIAL | $417,000.00 | $1,000,000 |
| INYO | $417,000.00 | $1,000,000 |
| KERN | $417,000.00 | $1,000,000 |
| KINGS | $417,000.00 | $1,000,000 |
| LAKE | $417,000.00 | $1,000,000 |
| LASSEN | $417,000.00 | $1,000,000 |
| LOS ANGELES | $687,500.00 | $1,000,000 |
| MADERA | $417,000.00 | $1,000,000 |
| MARIN | $1,050,000.00 | $1,000,000 |
| MARIPOSA | $417,000.00 | $1,000,000 |
| MENDOCINO | $417,000.00 | $1,000,000 |
| MERCED | $417,000.00 | $1,000,000 |
| MODOC | $417,000.00 | $1,000,000 |
| MONO | $529,000.00 | $1,000,000 |
| MONTEREY | $500,000.00 | $1,000,000 |
| NAPA | $592,250.00 | $1,000,000 |
| NEVADA | $477,250.00 | $1,000,000 |
| ORANGE | $687,500.00 | $1,000,000 |
| PLACER | $474,950.00 | $1,000,000 |
| PLUMAS | $417,000.00 | $1,000,000 |
| RIVERSIDE | $417,000.00 | $1,000,000 |
| SACRAMENTO | $474,950.00 | $1,000,000 |
| SAN BENITO | $827,500.00 | $1,000,000 |
| SAN BERNARDINO | $417,000.00 | $1,000,000 |
| SAN DIEGO | $546,250.00 | $1,000,000 |
| SAN FRANCISCO | $1,050,000.00 | $1,000,000 |
| SAN JOAQUIN | $417,000.00 | $1,000,000 |
| SAN LUIS OBISPO | $561,200.00 | $1,000,000 |
| SAN MATEO | $1,050,000.00 | $1,000,000 |
| SANTA BARBARA | $643,750.00 | $1,000,000 |
| SANTA CLARA | $827,500.00 | $1,000,000 |
| SANTA CRUZ | $681,250.00 | $1,000,000 |
| SHASTA | $417,000.00 | $1,000,000 |
| SIERRA | $417,000.00 | $1,000,000 |
| SISKIYOU | $417,000.00 | $1,000,000 |
| SOLANO | $417,000.00 | $1,000,000 |
| SONOMA | $520,950.00 | $1,000,000 |
| STANISLAUS | $417,000.00 | $1,000,000 |
| SUTTER | $417,000.00 | $1,000,000 |
| TEHAMA | $417,000.00 | $1,000,000 |
| TRINITY | $417,000.00 | $1,000,000 |
| TULARE | $417,000.00 | $1,000,000 |
| TUOLUMNE | $417,000.00 | $1,000,000 |
| VENTURA | $598,000.00 | $1,000,000 |
| YOLO | $474,950.00 | $1,000,000 |
| YUBA | $417,000.00 | $1,000,000 |
