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2012 VA Lending Limits For California

by Peter Brady

Did you know the VA doesn’t actually make loans? Private lenders do. If a VA loan is approved and meets guidelines set forth by the VA and the lender, the VA will guarantee a portion of the loan. Generally, the VA will guarantee the first 25% of the loan, which is why veterans are not required to put down any money if they don’t want to.  It is possible to get a VA loan for loan amounts higher than the max for you county but additional down payments are required by the lender. If you have any questions regarding VA Loan limits in your county feel free to give us a call.

 

County Name Single Family Home

($0 DOWN AND UP TO)
ALAMEDA $625,500.00
ALPINE $417,000.00
AMADOR $417,000.00
BUTTE $417,000.00
CALAVERAS $417,000.00
COLUSA $417,000.00
CONTRA COSTA $625,500.00
DEL NORTE $417,000.00
EL DORADO $417,000.00
FRESNO $417,000.00
GLENN $417,000.00
HUMBOLDT $417,000.00
IMPERIAL $417,000.00
INYO $417,000.00
KERN $417,000.00
KINGS $417,000.00
LAKE $417,000.00
LASSEN $417,000.00
LOS ANGELES $621,000.00
MADERA $417,000.00
MARIN $625,500.00
MARIPOSA $417,000.00
MENDOCINO $417,000.00
MERCED $417,000.00
MODOC $417,000.00
MONO $417,000.00
MONTEREY $417,000.00
NAPA $460,000.00
NEVADA $417,000.00
ORANGE $621,000.00
PLACER $417,000.00
PLUMAS $417,000.00
RIVERSIDE $417,000.00
SACRAMENTO $417,000.00
SAN BENITO $625,500.00
SAN BERNARDINO $417,000.00
SAN DIEGO $477,000.00
SAN FRANCISCO $625,500.00
SAN JOAQUIN $417,000.00
SAN LUIS OBISPO $457,700.00
SAN MATEO $625,500.00
SANTA BARBARA $598,000.00
SANTA CLARA $625,500.00
SANTA CRUZ $610,650.00
SHASTA $417,000.00
SIERRA $417,000.00
SISKIYOU $417,000.00
SOLANO $417,000.00
SONOMA $419,750.00
STANISLAUS $417,000.00
SUTTER $417,000.00
TEHAMA $417,000.00
TRINITY $417,000.00
TULARE $417,000.00
TUOLUMNE $417,000.00
VENTURA $518,650.00
YOLO $417,000.00
YUBA $417,000.00

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