Call us today: (949) 268-7742

Uncategorized / 9 posts found

How to Lower Debt-to-Income Ratio Before Applying for a VA Home Loan

by So Cal VA Homes
Comments are off for this post.
Are you anticipating applying for a VA home loan and need to know how to lower debt-to-income ratio? This is an important topic because your debt-to-income ratio affects the kind of mortgage you will qualify for as a first time home buyer. What is the Debt-to-Income Ratio? Your debt-to-income ratio is a percentage, a number that compares a buyer’s recurring expenses and debt payments to their gross monthly income, the amount of money earned each month before taxes and payroll deductions. A Debt-to-income ratio is a metric that gives lenders a clear idea  if you will be able to afford […]

How the Mortgage Rate Drop Will Affect the Housing Market (Infographic)

by So Cal VA Homes
Comments are off for this post.
  Share this Image On Your Site </p><br /><br /><br /> <p><strong>Please include attribution to SoCalVaHomes.org with this graphic.</strong></p><br /><br /><br /> <p><a href=’https://www.socalvahomes.org/2019-mortgage-rate-drop-infographic/’><img src=’https://www.socalvahomes.org/wp-content/uploads/2019/09/So-Cal-VA-Homes-How-the-Mortgage-Rate-Drop-Will-Affect-the-Housing-Market.jpg’ alt=’How the Mortgage Rate Drop Will Affect the Housing Market’ 540px border=’0′ /></a></p><br /><br /><br /> <p> The Current Market: Mortgage interest rates are at the lowest they have been in over a year. As…

U.S.A. Wins, yet another Veteran loses…

by Peter Brady
Comments are off for this post.
  It was a big week for the U.S.A. – We celebrated Independence Day on Wednesday, and then just this am, the United States women’s national soccer team won the World Cup securing back to back titles!  Congrats ladies! But for me, this week was overshadowed by yet another example of a Veteran getting a “raw” deal in the housing marketplace. Because nearly all of my first hand experience is with the successes (and bumps in the road) with our own clients, I don’t get a chance to prove my theories about what’s happening in the market with Veterans working […]

Five Things Most Veterans Don’t Know About VA Home Loans

by So Cal VA Homes
Comments are off for this post.
Five Things Most Veterans Don’t Know About VA Home Loans The benefits of serving in the United States military are significant. Affordable healthcare, retirement pay and tuition assistance are just a few of the reasons why people join up. Many Veterans, however, aren’t aware that easy financing through VA home loans is an attractive alternative to traditional mortgage options in their journey to homeownership. Here are just a few of the ways VA home loans differ from other mortgage options: You Don’t Need a Down Payment Saving 20 percent for a down payment is a difficult proposition for most Americans. […]

How do I Calculate my VA Loan Funding Fee?

by So Cal VA Homes
Comments are off for this post.
VA home loans offer an affordable way for Veterans and their families to buy homes. While most VA loans do not require any money for a down payment, nor any closing costs, buyers are expected to pay a VA loan funding fee. Designed to help keep the VA loan program running, the funding fee is a percentage of the loan amount that is paid to the Department of Veterans Affairs. It also ensures that the loan guaranty program will continue to be an option for millions of military families for generations to come. The size of your VA home loan […]

Five Tips for Buying Your First Home

by So Cal VA Homes
Comments are off for this post.
Five Tips for Buying Your First Home We all hope to own a place of our own someday. Homeownership shows that you are committed to your goals. A house can also serve as an investment in your future. From a practical point of view, anyone hoping to live in a certain area for the foreseeable future should at least consider homeownership over renting. It just makes sense to build equity while you are paying for housing each month. Thankfully, there are tons of resources available to help Veterans through the home buying process. If you’re considering buying your first home […]

VA Loans: A Guide Explaining Veterans Home Loans

by So Cal VA Homes
Comments are off for this post.
Veterans home loans are among the best benefits available to active duty and retired military servicemen and women. Designed to help Veterans achieve their dreams of homeownership, the program offers affordable options regardless of a person’s credit history or cash on hand. Because there is no down payment required or minimum credit score threshold to be met, Veterans can explore a host of options for home buying, construction and renovations. What are the Benefits of VA Home Loans? Affordable and flexible, VA home loans are a good option for those without the cash saved for a down payment. Typically, when […]

Using VA Benefits to Purchase Your First Home

by So Cal VA Homes
Comments are off for this post.
Buying a home is exciting. It’s even more exciting when you realize you can use your VA benefits to do so. Among the many benefits extended to Veterans, VA home loans are among the most valuable. For many first-time home buyers, though, it can be hard to know what you don’t know. SoCal VA Homes employees are passionate about connecting Veterans with homes they love. With our team guiding you throughout the entire process, you’ll feel at ease with both your VA loan benefits and the options available to your family. What are the Benefits of Using a VA Loan? […]

The VAn Brady Report San Bernardino Sept18

by Peter Brady
Comments are off for this post.
The VAn Brady Report – San Bernardino Sept 18

Featured on the 5.00 O'Clock News

Innovators for Veterans Featured In