VA Mortgage Loan Payment Calculator

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Working exclusively with active military and Veterans, our devoted experts marry your VA loan with our proprietary programs helping you gain an advantage when buying or building a home


Affordability is essential.

Our VA mortgage loan calculator below will help you with your pre-qualification, and we’ll ensure that you find the right new home that fits your budget

Without the VA Mortgage Loan Payment Calculator, you can get your
quote now from a local, trusted VA approved company.
There’s no obligation, and it takes just a few minutes

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*We are a VA Approved Lender & a California Licensed Real Estate Broker – Not a government agency

Customize Your VA Loan Payment


Are you VA Disabled?
Used a VA Loan Before?


Desired Loan Term

Possible Interest Rate %

Property Taxes % Property Taxes = 0

Property taxes in CA are typically 1.00% - 1.25% of the puchase price, although Mello Roos communites can be higher


Homeowner's Insurance - %
Homeowner's Insurance = 0

Annual home owner's insurance premiums are commonly .0035% of the purchase price


Base loan amount = 0
VA Funding Fee = 0
Loan Amount w/ VA Funding Fee = 0

Please refer to our VA Loan Limit Calculator as maximum loan amounts vary depending on the county in which the property is located

Estimate Your Credit

(720+)

(660-719)

(640-659)

(620-639)


Principal & Interest: $0

Taxes: $0

Insurance: $0

VA Funding Fee: $0

Purchase Price $ $ 0 $ 1,000,000


Estimated Down Payment ($0)% 0 % 50 %


What's My Estimated Monthly Payment?

Purchase Price of $0 with $0 Down Payment

Your New Estimated Monthly Payment:
$0

VA Funding Fee = 0
Loan Amount w/ VA Funding Fee = 0

What is the VA Funding Fee?

The VA Funding Fee is a one-time fee paid to the Department of Veterans Affairs. It is paid from the lender to the VA when the loan closes. It funds the VA loan program by essentially providing an “insurance policy” to the lender, protecting them from losses. The fee varies depending on type of service, loan amount, down payment and subsequent VA Loan usage. Clients typically add this fee onto their “base” loan amount. The program provides for exemptions, waiving the fee for Veterans entitled to VA compensation for a service-connected disability and surviving spouses of Veterans who died in service or as a result of a service-connected disability.

What's My Estimated Monthly Payment?

Amount Financed: Purchase Price (-) Down Payment (+) VA Funding Fee

VA Funding Fee: The VA Funding Fee is paid to the VA to help fund the program and varies depending on type of service, loan amount, down payment and subsequent VA Loan usage. This fee can be paid in cash at closing, but most borrowers choose to roll this cost into their monthly payments. The VA Funding Fee is waived for Veterans entitled to VA compensation for a service-connected disability and surviving spouses of Veterans who died in service or as a result of a service-connected disability.

Estimated Taxes & Insurance: Property taxes are generally estimated to be 1.2% of the home's value, but may vary based on your location. Annual homeowners insurance is roughly 0.35% of the home's value but can change based on insurer. Your Loan Officer can help you determine property tax and insurance rates in your area.

Call SoCalVAHomes at 888-556-2018 to find out everything about the process of how to buy or build a home a with your VA loan, including:

  • All VA loan requirements & VA mortgage loan guidelines
  • Your Certificate of Eligibility
  • VA loan closing costs
  • Down payments for VA loans
  • VA documents needed to apply for VA home loan
  • Credit score requirements for VA loans
  • Bankruptcy guidelines to qualify for a VA loan
  • Foreclosure guidelines to qualify for a VA loan for
  • Seller requirements for a VA loan
  • The VA appraisal process
  • The VA Escape Clause & Tidewater initiative
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Call 888-556-2018 right now, and as a thank you, we’ll immediately ship you a copy of this powerful book, a $25 value.

If you have questions about:

your VA Loan Eligibilty, your credit, if you have enough income to qualify, or if you have questions about other VA loan requirements, VA loan limits or current interest rates, please don't hesitate to call Peter Van Brady and one of his VA loan & home specialists now. Call 888-556-2018 to speak with a VA Loan & Home Specailist Today

We are a VA Approved Lender: D.P.S. Financial Services, Inc. NMLS#306466 and a BRE Licensed Real Estate Broker: License ID: 01209925. We are not a government agency.